Insureds with Marijuana Operations Must Be Mindful of Illegal Acts Exclusions

Recreational and medical marijuana use laws have been enacted in many states.  Much has been written regarding the conflict between these state statutes, which permit marijuana operations, versus federal law, which considers such operations illegal.  Businesses and other organizations have had to educate themselves on how these marijuana laws affect their employment practices, transportation rules, … Continued

Please Welcome Mitchell Fernendez as a Consultative Associate

Henderson Brothers is pleased to welcome Mitchell Fernandez as a Consultative Associate in the Commercial Lines Department. He is from Port Huron, MI and is a California University of Pennsylvania graduate. Mitch joined us in September of 2017.

Please Welcome Paul Mackey as a Consultative Associate

Henderson Brothers is pleased to welcome Paul Mackey as a Consultative Associate in the Commercial Lines Department. He is from Pittsburgh and is a Penn State graduate. Paul joined us in September of 2017.

Please Welcome Terry Dunbar as Sales Consultant

Henderson Brothers is pleased to welcome Terry Dunbar as a Sales Consultant in the Employee Benefits Department. He is a Washington and Jefferson College graduate. Terry joined us in May of 2017.

Are You Prepared for a Winter Storm? 3 Steps to Keep You Safe

Every year, severe winter weather poses a great risk for you and your family. Here are some tips to keep you and your loved ones safe: 1. Be informed. Part of being prepared is being aware of the different types of winter storms and weather advisories. Watch for these warnings on your local weather channel … Continued

Industry Insight: The Mechanics of the Product Recall Claim Process

Despite recall frequency and the potential for extraordinary costs, most companies don’t adequately plan, prepare, practice for or buy insurance against product recall events. In addition to proper insurance coverage, careful planning is essential in managing the risk of a recall. Costs from a product recall can easily cascade into the millions. In addition to … Continued

Notification of Life Conversion Rights Becoming More Important

Some states have laws that require employers to notify terminated employees of their right to convert group life insurance benefits to a direct pay individual life insurance policy. The limited opportunity to convert life insurance, which is generally a short 31-day window following the date group coverage ends, allows employees to continue their life insurance … Continued