The IRS released a Chief Counsel Advice (CCA) memorandum that explains how the new health FSA carryover impacts Health Savings Account eligibility. When the IRS altered the “use-or-lose” rule, allowing certain participants in health FSAs to carryover unused balances of up to $500 into the next plan year, questions arose about how this carryover would … Continued
Making waves in the Internet security community is the discovery of the Heartbleed bug, a serious vulnerability that allows hackers to steal personal information that is normally protected by OpenSSL encryption. OpenSSL provides security for Web applications, email, instant messaging and some virtual private networks. According to Internet security services provider Netcraft, about half a … Continued
Evacuations are more common than many people realize. Fires and floods cause evacuations most frequently across the United States, and almost every year, people along coastlines evacuate as hurricanes approach. In addition, transportation and industrial accidents release harmful substances hundreds of times a year, forcing many people to leave their homes. In some circumstances, local … Continued
Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible Auto Accident Reaction Tips Get out of your vehicle and provide assistance … Continued
Employees are critical to the success of any organization. However, with employees come certain risks and potential liabilities. Those risks and potential liabilities are increased with the offering of benefit and retirement plans. In some cases, the liability can become very personal. There are three very important insurance protections employers should have to satisfactorily protect … Continued
In late 2013, Target, the large American retailer, was the victim of a massive data breach that affected as many as 110 million customers. Cyber attackers installed malicious software on point-of-sale devices at Target stores and were able to steal the financial information of 40 million customers and the personal information of 70 million. From … Continued
Guidance for Your Business It is almost impossible to be in business and not collect or hold personally identifying information – such as Social Security numbers, credit card numbers, bank account numbers, etc. – about customers, employees and business partners. If this information falls into the wrong hands, it could put these individuals at risk … Continued
For some of us, the onset of cooler weather means heating our work area with temporary heaters. When used correctly, these heaters can make the working environment much more comfortable. However, when used incorrectly, they present a significant risk of fire or even explosion. To-Dos Before Use Heaters are primarily used seasonally and are … Continued
Every day, more than 1 million people become victims of cyber crime, according to a study by Symantec, a computer security software company. Businesses, both large and small, are increasingly reliant on the Internet for daily operations, creating attractive and potentially lucrative targets for cyber criminals. With such heavy use of and reliance on computers … Continued
While the amount of danger from winter weather varies across the country, nearly all Americans, regardless of where they live, are likely to face some type of severe winter weather at some point in their lives. Winter storms can range from a moderate snow over a few hours to a blizzard with blinding, wind-driven snow … Continued
