Recently retired or retiring soon? Choosing how to spend your funds and time can be an overwhelming part of retirement. Deciding what to do with your health insurance coverage can be a challenge, but we’re here to help. The following information is important to consider when planning retirement: Here at Henderson Brothers, we want to … Continued
Self-insured Applicable Large Employers (ALEs) may want to take time now to review their health plan participant data for missing social security numbers. Part III of Form 1095-C requires a Social Security number (SSN) or Taxpayer Identification Number (TIN) for each covered participant. If you don’t have the number on file, you are … Continued
Identity theft can cause a lot of damage— so it’s best to make it as hard as possible for someone to steal your identity. Shred financial documents and paperwork with personal information before you discard them. Only give your Social Security number when absolutely necessary. Don’t write it on checks or carry your … Continued
You know you are getting old when you consider springing for insurance for plane tickets. Spontaneity is fun and all, but a little planning when it comes to your next trip can save you serious money and heartache; and insuring your tickets shouldn’t be the only thing you plan for on your next … Continued
Has your identity been stolen? Act quickly to limit the damage. Make sure you keep copies of all letters, files, reports, and phone calls and note all deadlines on your calendar. Place a 90-day fraud alert and ensure information on your credit report is accurate. Use this checklist to place a 90-day fraud … Continued
The IRS has issued proposed regulations on how health coverage opt-out payments, also referred to as opt-out incentives, affect health reform’s premium affordability requirements. These proposed regulations follow information the IRS has previously issued indicating that unconditional opt-out payments must be factored into the Play or Pay affordability equation, but conditional opt-out payments … Continued
Vacation season is in full swing, which means that homes are left empty and exposed to potential problems. Use this checklist to help you have peace of mind while you’re away: Make it look like you’re home Forward mail Stop newspaper delivery Turn on motion sensitive exterior lights Set internal lights on … Continued
A proposed rule that will greatly increase the number of U.S. workers eligible for overtime pay is under review by the Office of Management and Budget (OMB). While the new wage and hour rules could be released as early as this month or as late as mid-summer, they will have such a large impact that … Continued
