Identity theft can cause a lot of damage— so it’s best to make it as hard as possible for someone to steal your identity. Shred financial documents and paperwork with personal information before you discard them. Only give your Social Security number when absolutely necessary. Don’t write it on checks or carry your … Continued
You know you are getting old when you consider springing for insurance for plane tickets. Spontaneity is fun and all, but a little planning when it comes to your next trip can save you serious money and heartache; and insuring your tickets shouldn’t be the only thing you plan for on your next … Continued
Has your identity been stolen? Act quickly to limit the damage. Make sure you keep copies of all letters, files, reports, and phone calls and note all deadlines on your calendar. Place a 90-day fraud alert and ensure information on your credit report is accurate. Use this checklist to place a 90-day fraud … Continued
The IRS has issued proposed regulations on how health coverage opt-out payments, also referred to as opt-out incentives, affect health reform’s premium affordability requirements. These proposed regulations follow information the IRS has previously issued indicating that unconditional opt-out payments must be factored into the Play or Pay affordability equation, but conditional opt-out payments … Continued
Vacation season is in full swing, which means that homes are left empty and exposed to potential problems. Use this checklist to help you have peace of mind while you’re away: Make it look like you’re home Forward mail Stop newspaper delivery Turn on motion sensitive exterior lights Set internal lights on … Continued
A proposed rule that will greatly increase the number of U.S. workers eligible for overtime pay is under review by the Office of Management and Budget (OMB). While the new wage and hour rules could be released as early as this month or as late as mid-summer, they will have such a large impact that … Continued
Paid sick leave for federal contractors will be implemented for new and replacement contracts resulting from solicitations issued on or after January 1, 2017, according to proposed rules released by the Department of Labor (DOL). Executive OrderProcurement contracts for construction covered by the Davis-Bacon Act (DBA); Concessions contracts, including any concessions contracts excluded from the … Continued
Guidance on how certain tax rules are impacted by the U.S. Supreme Court’s same-sex marriage decision from June 2015 was issued by the Internal Revenue Service (IRS). It addresses how Code Section 125’s mid-year election change rules apply when a health plan expands eligibility to include same-sex spouses. It also proposes updates to federal tax … Continued
Direction on implementing services affected by the market reform provisions of the Affordable Care Act is provided in FAQs jointly issued by the Departments of Labor (DOL), Health and Human Services (HHS), and the Treasury. The FAQs directly address the following services: Lactation counseling and equipment (Q 1-5) Non-grandfathered (NGF) health plans must cover lactation … Continued
A proposed rule to amend the regulations implementing Title II of the Genetic Information Nondiscrimination Act (GINA) as they relate to employer wellness programs that are part of group health plans was issued by the U.S. Equal Employment Opportunity Commission (EEOC) in October 2015. While employers are not required to comply with the proposed rule, … Continued
