By Mak Kelly, Sales Consultant for Commercial Lines Two years after the COVID-19 pandemic caused thousands of businesses to close temporarily, businesses are now struggling to find workers to fill open positions. According to the latest numbers from the U.S. Chamber of Commerce, there are over 10 million job openings across the country, but only … Continued
by Chris Branvold, Consultant, Commercial Lines Department and Education Practice Group Member Educational institutions comprise various work environments, including classrooms, school buses, and sports facilities. Therefore, protecting these diverse types of employees with proper safety procedures and workers’ compensation insurance represents a high priority for school districts and a large portion of their insurance costs. … Continued
John Aliveto, Risk Control Specialist, and Brandon Mohr, Claims In-House Counsel, provide steps both employers and employees can take to minimize risk in the remote work environment, as well as discuss workers’ compensation issues in working from home. Featuring: Supplements: Remote Work Risk and Compensability Considerations Whitepaper (published November 20, 2020) Please note that … Continued
Since employees’ homes now double as office space in numbers never before seen, employers must grapple with how their Workers’ Compensation insurance may be impacted should an employee suffer an injury while working at home. Some of the most frequent remote work accidents involve slips, trips, and falls. Trips over electrical cords are some of … Continued
On April 1, 2020 the PCRB will be implementing revisions to Basic Manual Rule V- Premium Basis. The most impactful of these changes involves the treatment of prevailing wage fringe benefits paid directly to employees. Below is an explanation of fringe benefits and an overview of how this change will impact policyholders. Prevailing wage fringe … Continued
On January 1, The Pennsylvania Insurance Department approved a new workers compensation rate filing which reduced rates an average of 10%. This unusual mid-year rate change was the result of two independent circumstances. The first was an erroneous company report that was filed as part of the November 2017 loss cost calculation. The second was … Continued
In June and July of 2017, Henderson Brothers reported on the impact that the Pennsylvania Supreme Court’s decision in Protz v. W.C.A.B. (Derry Area School District), 161 A.3d 827 (Pa. 2017) (“Protz”) would have on workers’ compensation insurance. After about 16 months of fall-out from Protz, on October 24, 2018, Governor Wolf signed House Bill … Continued
Statistics show that when workers’ compensation claims are reported in a timely manner, there is a better outcome for both the injured worker and the employer. The Pennsylvania Workers’ Compensation Act has several strict timeline limitations that if not adhered to could result in a denial of benefits to an employee or penalties for the … Continued
The economic challenges of the 21st century are forcing many employers to use alternative strategies with employment practices. Using temporary or leased employees gives employers flexibility in staffing for changing demands; outsourcing the recruiting process to third parties also limits exposure to wrongful employment practices. Unfortunately, most employers utilizing this resource stop one step short … Continued
Where does the safety and well-being fit into a company’s goals and strategic initiatives? We often hear of companies promoting wellness to assist employees in pursuing healthier lifestyle goals. Step programs and healthy eating coaching are two example programs prevalent today in the workplace; employers assist employees in making healthy choices and gain, too, through … Continued
