The novel coronavirus (COVID-19) has and continues to impact different industries in different ways.  Perhaps the most significant is the healthcare sector.  Within the sector, nursing homes, assisted living facilities, and other congregate care communities have experienced their own epicenters of COVID-19 developments.  These entities have their own set of risks and issues related to the pandemic.  Many readers may be familiar with these topics from recent news headlines.  This article, however, examines aspects of some of those same issues, plus others, from a liability, risk management, and insurance program perspective.  The insurance landscape is rapidly changing for senior care organizations, and this has far-reaching effects for not only entities’ respective balance sheets, but also how they manage patient/client care, staff and support employees, as well as how they formulate their risk management practices. That landscape is mostly influenced by claim activity, coverage forms, and general market forces, and thus, this article addresses each of those, in turn, as they are currently evolving almost as fast as the virus spreads.

Read the White Paper: COVID-19 Claims and Insurance Policy Considerations for Senior Care Providers

Please note that the information contained in this posting is designed to provide general awareness in regard to the subject matter covered. It is not provided as legal, medical, or tax advice, nor is it intended to address all concerns in your workplace or for public health. No representation is made as to the sufficiency for your specific company’s needs. This post should be reviewed by your legal counsel or tax consultant before use.